When you work with KERUX, you don’t just have one advisor—you gain the strength of our entire Christian Wealth Office. Every member of our team, from investment managers to estate planners, tax strategists to family counselors, works together on your behalf. This unified approach, guided by our Faith Forward Framework, ensures every decision is informed by diverse expertise, aligned with your values, and designed to help you steward your wealth with excellence.
Our team of experts is ready to help you align your wealth with your purpose and make a lasting impact.
David Laut founded KERUX with a clear vision: to build a team grounded in Excellence, Humility, and Integrity- striving to honor God in every client interaction. In pursuit of this mission, David leads with a commitment to steward both resources and relationships in a way that points people to Jesus, and leads them toward their God given potential.
Investment advisory services offered through Kerux, a Registered Investment Advisor.
Third-party rankings and recognitions are based on information prepared and submitted by Kerux and may not reflect all available data or client experiences. Receipt of a ranking does not constitute an endorsement by the awarding entity and should not be interpreted as a guarantee of performance or service quality. Investment advisory services offered through Kerux, a Registered Investment Advisor.
Some of our professionals are certified for financial planning services in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification. You may find more information about the CFP® certification at www.cfp.net. CFP® professionals have met CFP Board’s high standards for education, examination, experience, and ethics.
To become a CFP® professional, an individual must fulfill the following requirements:
Education – Earn a bachelor’s degree or higher from an accredited college or university and complete CFP Board-approved coursework at a college or university through a CFP Board Registered Program. The coursework covers the financial planning subject areas CFP Board has determined are necessary for the competent and professional delivery of financial planning services, as well as a comprehensive financial plan development capstone course. A candidate may satisfy some of the coursework requirement through other qualifying credentials.
Examination – Pass the comprehensive CFP® Certification Examination. The examination is designed to assess an individual’s ability to integrate and apply a broad base of financial planning knowledge in the context of real-life financial planning situations.
Experience – Complete 6,000 hours of professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements.
Ethics – Satisfy the Fitness Standards for Candidates for CFP® Certification and Former CFP® Professionals Seeking Reinstatement and agree to be bound by CFP Board’s Code of Ethics and Standards of Conduct (“Code and Standards”), which sets forth the ethical and practice standards for CFP® professionals.
Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified and maintain the right to continue to use the CFP Board Certification Marks:
Ethics – Commit to complying with CFP Board’s Code and Standards. This includes a commitment to CFP Board, as part of the certification, to act as a fiduciary, and therefore, act in the best interests of the client, at all times when providing financial advice and financial planning. CFP Board may sanction a CFP® professional who does not abide by this commitment, but CFP Board does not guarantee a CFP® professional’s services. A client who seeks a similar commitment should obtain a written engagement that includes a fiduciary obligation to the client.
Continuing Education – Complete 30 hours of continuing education every two years to maintain competence, demonstrate specified levels of knowledge, skills, and abilities, and keep up with developments in financial planning. Two of the hours must address the Code and Standards.
